AI Product Builder

Change an insurance product in plain English - and watch exactly what changes

Describe the product or the change you want. Openkoda AI turns it into a typed, reviewable change-set - coverages, pricing, rules and workflow - shows you a clear before-and-after, and applies it only when you approve. No release cycle, no developers.

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Worked example

“Add windscreen cover to Motor and re-rate it”

One plain-English instruction becomes a typed change-set you can read line by line before anything goes live - a new coverage, a limit, a rating factor and an underwriting rule, drafted together and ready to review.

  • Drafted in seconds from the instruction above
  • Every line is a typed operation - never free-form code
  • Approve the whole set, or adjust and re-draft
See the guardrails

What it can change

  • Coverages, deductibles, limits & charges
  • Rating factor rows & formulas
  • Underwriting rules (auto-approve / refer / decline)
  • Structural product changes
  • Full workflow-graph edits
  • Extensions, exclusions & endorsement templates
Real capability, not a chatbot

It builds the product - across the whole model

The AI Product Builder works from a fixed catalogue of typed operations, so it can genuinely change how a product is structured, priced, underwritten and processed - while staying inside guard rails you can trust.

Multi-line and package products, any line of business - motor, property, life, cyber, marine, pet, aviation and more - on one flexible model.

How it stays safe

From plain English to a live change - with a human in control

Describe the change

Type it the way you would brief a colleague: “add windscreen cover to Motor with a €150 deductible and re-rate it”. It can be a new coverage, a pricing tweak, an underwriting rule or a workflow step, and one instruction can touch several of them at once.

Review a typed diff

The AI drafts a change-set from a fixed catalogue of typed operations, so every line is something the platform can validate, never free-form code. You see each coverage, limit, rating row and rule as a before-and-after, and can edit a line or re-draft with a follow-up instruction before anything is saved.

Approve & apply

Nothing changes until a person approves it. The whole set is applied in one transaction, so it lands completely or not at all, and the batch is logged with who approved it and when. If a structural change hits a product with issued policies, Openkoda clones a new version, so policies in force keep their terms.

Versioning

Change with confidence - in-force policies never move

Every product carries versioned structure, rating, underwriting, forms and workflow together. A change is drafted, published to Current, and the prior version becomes Superseded - cleanly, with a full history.

  • Draft → Current → Superseded - one lifecycle for the whole product config
  • In-force policies keep the exact version they were bound under
  • New business rates on Current; roll back to a prior version any time
  • Structural changes to a product with issued policies auto-clone a new version
FAQ

Questions, answered

Does the AI write code?
No. It proposes typed change-sets drawn only from a fixed catalogue of operations - coverages, rating rows and formulas, underwriting rules, structural and workflow edits. You review a before-and-after and approve; nothing free-form is ever executed.
What happens to policies already in force?
They stay on the exact product version they were bound under. When a structural change would affect a product that already has issued policies, Openkoda auto-clones a new version, so existing business is never disrupted.
Can business users do this without developers?
Yes - that's the point. Product managers and underwriters describe the change; the AI drafts it; a human approves. Developers extend the platform only when you want them to.
Is the AI Product Builder on every plan?
Yes - it works on Business, Enterprise and On-Premise. The AI itself runs on Openkoda AI, a separate monthly subscription. See AI pricing.
Which lines of business does it support?
One flexible model covers motor, property, life, cyber, pet, marine, aviation and more - including multi-line and package products.

See Openkoda in your context

Book a live, personalized demo with our product team - tell us your use case and see the platform work with your data. No commitment.

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