Insurance Products Launch

Launch insurance products in weeks, not quarters

Configure a new product, its pricing and its process - often with AI - and go live without a software release. Test with real customers and scale what works.

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Weeks, not quarters

Configure a product, its pricing and its quote form, then publish it without a development project or a release cycle. A first version can be in front of real customers in weeks rather than after a quarter-long build.

Configure in plain English

Describe the product the way you would brief a colleague, and the AI Product Builder drafts its coverages, limits, rating and rules. Your team reviews every line and approves it, with no code and no developer queue.

Scale what works

When a product finds its market, add channels, partners, volume and new lines on the same platform. There is no re-platforming step between the pilot and the product that carries the book.

Launch without a development project

In Openkoda the product, its pricing, its rules and its customer journey are all configuration, not code. So launching a new insurance product becomes a decision your team can make in weeks, without waiting on a release cycle or a large upfront build.

How it works

From idea to a live product in weeks

A repeatable path on the Openkoda PAS: configure, launch, learn and scale - without a development project, and without betting the business on a single release.

  1. Start on a ready-made PAS

    Skip the heavy build. Openkoda is a complete, configurable policy administration system, so you begin from a working core - not a blank codebase.

  2. Configure the product, don't code it

    Model coverages, pricing, rules and workflow in the platform, often with AI, and generate a branded quote-to-buy journey without a release.

  3. Launch in real market conditions

    Publish a live product to real customers in weeks. Test pricing, distribution and the full policy lifecycle in-market, not on a slide.

  1. Optimize on real policy data

    Track quotes, conversion and in-force policies on built-in dashboards, then refine coverage, pricing and journeys from what you learn.

  2. Scale what works

    When a product proves out, grow volume, channels and new lines on the same platform - no re-platforming, and your data stays yours.

  3. Pivot without risk

    If a product underperforms, reconfigure or retire it in the platform. No sunk development cost, no rebuild, no lock-in.

What's included

Everything you need in one platform

Visual workflow

Lay out the quote, referral, bind and issue steps on a canvas, with the rules that move a case between them. Changing the flow later is an edit to the diagram, not a release.

Full lifecycle

Policies, endorsements, renewals, claims and billing run on the same platform from the first sale, so the pilot is a real product rather than a demo that needs rebuilding later.

Own it

Your configuration, your data and the code it runs on stay yours, on Openkoda Managed Cloud or your own servers, so a product that succeeds never ends up locked into someone else's platform.

AI product builder

Describe the product in plain English and the AI drafts coverages, limits, rating factors and rules as a typed change you review line by line. Nothing goes live until a person approves it.

AI Product Builder

Visual rating

Build factor tables and formulas in a spreadsheet-like editor, test prices on sample risks, and roll changes out by effective date, without waiting on developers.

Rating engine

Instant distribution

Publish the product through a branded quote-and-buy form on your site, a partner's checkout or an API, so the same product reaches customers wherever they buy.

Embedded insurance
See it in action

Pilot a new product with real customers

A team wants to validate a new product idea in-market fast.

Configure the MVP

Build the product, pricing and process - largely with AI.

Publish

Go live online through a branded form, no release cycle.

Learn & scale

Gather real feedback and expand what works.

Illustrative example built on Openkoda's demo products.

Who it's for

Faster insurance product launches for your team

Product and innovation teams who need to launch and iterate quickly - MGAs and program managers standing up new binders, specialty insurers testing niche or parametric products, carriers piloting a new line, and insurtechs launching digital-first and embedded cover. If time to market is your constraint, and you want to prove a product with real customers before committing to a full build, this is built for you.

FAQ

Questions, answered

How quickly can we go live?
A configured product can be published in weeks, without a development project.
What does it cost to start?
Business is the flat annual-contract entry plan; Enterprise adds multi-organization scale, portals and submission APIs. Most engagements start with a free POC scoping. See pricing.
Will it scale?
Yes - grow features, channels and volume on the same platform.
Do we need developers to launch?
No. Products, pricing and process are configured - often with AI - and published as branded forms or APIs, without a development project.
Do we own what we build?
Yes. Your configuration and data are yours to keep as you scale, on Managed Cloud or On-Premise, with no lock-in.
Related

Explore more of the platform

AI Product Builder

Build and change products in plain English - no developers.

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Rating Engine

Update pricing in minutes, safely - not release cycles.

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InsurTech / Embedded

Launch digital-first and embedded products.

Learn more

See Openkoda in your context

Book a live, personalized demo with our product team - tell us your use case and see the platform work with your data. No commitment.

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