Insurance Application Development
Build insurance software by configuring it
Products, pricing, rules, workflows, forms and documents are all configuration in Openkoda - authored by your business teams, with AI assistance and full governance. Developers extend only when you want them to.
Configuration, not code
Change the product, not the codebase.
Experts in control
The people who understand the risk shape the product.
Governed & safe
Every change reviewed, versioned and audited.
Put your experts in control
The people who understand the risk shape the product directly. Coverages, pricing, rules, workflows, forms and documents are all configuration, so there is no long development cycle, and no game of telephone with IT, between an idea and a live, audited change.
How a change ships without a development project
The path from an idea to a live, audited change on the Openkoda PAS: authored by your business team, reviewed as a clear before-and-after, and shipped without a release cycle.
Start on a configurable core
Openkoda is a PAS where products, pricing, rules, workflows, forms and documents are all configuration. There is no blank codebase to build before you can change anything.
Describe the change in plain English
A business user drafts the change, often with AI: a new coverage, a pricing tweak, a workflow step. No ticket to IT, no waiting for a sprint.
See it as a clear before-and-after
Every change is typed and shown as a reviewable diff, so the team sees exactly what will change before anything goes live.
Approve, version and audit
Approve the change and it ships, versioned so in-force policies are untouched, and fully audited with role-based access.
Ship the same day
Because change is configuration, a good idea becomes a live change in hours, not the next release cycle.
Extend in code when you choose
When you need something bespoke, the platform extends through APIs and code, and our team can build it with you. Your configuration and data stay yours, with no lock-in.
Everything you need in one configurable platform
Configurable everything
Products, pricing, rules, workflows, forms and documents.
AI assistance
Describe changes in plain English.
Governance & audit
Review, approve and log every change.
Versioning safety
New versions never disrupt in-force policies.
Extend by API
Developers add to it when you choose.
You own it
Your configuration and data, no lock-in.
Ship a change the same day
An idea for a new rule shouldn't wait for the next release.
Configure it
A business user authors the change, with AI help.
Review the diff
The team checks a clear before-and-after.
Approve & go live
It ships the same day - safely versioned and audited.
Illustrative example built on Openkoda's demo products.
Insurance application development your team can lead
Insurance teams tired of waiting on IT for every change - MGAs and program managers adjusting products and rules as binders evolve, carriers and specialty insurers refining coverages and pricing mid-year, and insurtechs iterating quickly. If the people who understand the risk should be able to change the product themselves, safely and audited, this is built for you.
Questions, answered
Do we still need developers?
Is it safe to let business users change things?
Can we extend it in code?
What can business users configure?
How are changes governed?
See Openkoda in your context
Book a live, personalized demo with our product team - tell us your use case and see the platform work with your data. No commitment.