Policy administration software
Launch Insurance Innovations Faster
Openkoda is the insurance policy administration system your team configures with AI - quote to claim, live in weeks, at a flat monthly price. Fully managed, your data, no lock-in.
- Live in weeks
- Fully customizable
- No vendor lock-in
- Managed or on-premise
Your platform - with our full support
Enterprise gives you the whole platform, fully managed and supported, with the scale a production insurance operation needs - so your team ships insurance products, not infrastructure.
- Multi-organization and multi-tenancy for many brands or partners
- Client and broker portals
- Per-form submission APIs so partners quote and bind from their own systems
- Built-in integrations: MCP server, Stripe, Gmail and Office 365
- Still yours: on-premise option, your data and configuration, no lock-in
On every plan: scalable, high-availability Managed Cloud, SLA-backed support, and the first five professional-services days of your configuration analysis at no extra cost.
Client & broker portals
Branded self-service for policyholders and brokers.
Submission APIs
A per-form API so partners quote, bind and pull policy data from their own systems.
Scale on multi-tenancy
Run many brands and organizations on one platform.
Payments & email built in
Stripe card payments and Gmail or Office 365, with no custom integration project.
Engage your agents and policyholders with a modern experience
Do business digitally through customizable dashboards, agent and policyholder portals, and self-service forms that work wherever you are. Configure them to your brand and your process, and the experience - and the data behind it - stays yours.
AI Product Builder
Describe a change; get a reviewable configuration.
Reporting AI
Ask in plain English; your data stays private.
AI document reading
Extract details from documents, checked by a human.
Underwriting copilot
Surface the factors that matter, faster.
Change your product in plain English - and keep control
Describe what you want and Openkoda's AI drafts the change - coverages, pricing, rules or workflow. You review a clear before-and-after and approve; it ships, safely versioned and fully audited.
- Business users lead; a human always approves
- Every change versioned and audited
- And it runs on a platform you own - not a closed cloud
Everything you need to build and run insurance
With Openkoda policy administration software you can configure products and pricing, automate the process, and administer policies, claims and billing - all in one place.
AI Product Builder
Build and change insurance products in plain English - no developers.
Learn moreInsurance Rating Engine
Update pricing and rating rules in minutes, safely - not release cycles.
Learn moreWorkflow Engine
Design your process visually, drag-and-drop - operational efficiency without coding.
Learn moreInsurance Forms & Distribution
Sell insurance policies through branded forms, portals and partners.
Learn morePolicy Administration
Insurance policy administration across the full lifecycle, all in one place.
Learn moreUnderwriting
A faster, consistent underwriting process - one desk, every decision.
Learn moreClaims Processing
Settle insurance claims faster - from first notice of loss to payout.
Learn moreBilling & Payments
Fully automated invoicing, collections and payments.
Learn moreDocument Generator
Branded policy documents, generated automatically.
Learn moreAI Reporting & Custom Dashboards
Customizable insurance dashboards and data analytics in plain English.
Learn moreBordereaux
Delegated authority reporting your carriers accept.
Learn moreTeam Collaboration
Chat, tasks and notifications - right on the record.
Learn moreEnterprise depth, without the enterprise timeline
Shaped to how you work
The same engine, curated for your model - with the modules and roles each one needs.
MGA / Coverholder
Delegated authority with carrier-ready bordereaux, commissions and program controls, configured per binder so each carrier keeps its own rules and reporting.
Learn moreCarrier / Insurer
The full policy lifecycle for risk-bearing insurers on one configurable core, from product and rating through underwriting, claims and billing.
Learn moreBroker / Agency
Win and service business with a client 360, tracked renewals and commissions, and self-service portals.
Learn more
+ Reinsurer, Captive, Mutual & Wholesale
From motor to life - products teams build on Openkoda
Illustrative example products that ship as demos on the platform, each configured end to end.
Three plans, published prices
Fully managed, or deployed in your own environment. Flat annual contracts with no per-seat fees, no percentage of premium, and no quote-only games - every price is on the pricing page.
Built by a team behind enterprise finance & insurance systems
See Openkoda in your context
Book a live, personalized demo with our product team - tell us your use case and see the platform work with your data. No commitment.