What the 2026 Climate Reports Mean for Insurance
Hurricane Melissa paid Jamaica's cat bond in full while insurers had their quietest half-year since 2020. The 2026 climate reports say not to trust the quiet.
Author
Michał Głomba
Articles written by Michał Głomba.
Industry Trends
Industry Trends
The Future of Insurance Technology: Predictions Worth Holding Us To
Insurance technology's flagship future went insolvent in Zurich in 2022. This piece grades the last decade's predictions before making five of its own, each falsifiable.
Statistics
Cannabis Insurance in 2026: The Line Nobody Can Size
No institutional premium series exists for cannabis insurance. What is measurable: licensed businesses are down 13% in two years while property rates rose up to 40%.
Statistics
Marine Insurance Statistics 2026: A Safer Fleet and a Record Loss
Total losses have fallen by nearly two thirds in a decade. In the same window one container ship cost the market $2.8bn. Frequency and severity have come apart.
AI Insurance
Agentic AI in Insurance: Why Most Pilots Never Reach Production
Only 11% of agentic AI use cases reached production last year. Cigna's claim-denial system got there on 1.2 seconds of human review. What the others did differently.
AI Insurance
AI Agent Insurance Products: The New Wave, and How to Launch One
Insurers spent two years writing AI out of standard policies and building a new market to replace it. Here is what Armilla, Munich Re, AIUC and Testudo sell.
Insurtech
The API Is the Product Now: Why Distribution Buys Integration Speed
A small MGA onboards a new distribution partner in three weeks. Fortune 100 carriers have been at the same problem for two years. Here is where the gap comes from.
Underwriting
Insurance Talent Shortage 2026: Why the Apprenticeship Broke
The retirement wave the industry forecast for years named 2026, and it is 2026. The harder problem is that the junior roles that used to backfill it have gone.
MGA
MGA Market 2026: Growth With Less Pricing Power
US MGA premium grew 12% in 2025 against the wider market's 5%. In the same window AM Best cut its outlook on the channel to stable. Both have one cause.
Innovation
Parametric Insurance Beyond Catastrophe: Cloud Outages, Sensors and AI Performance
Parametric cover used to mean hurricanes and earthquakes. In 2026 it pays out for cloud downtime, shaking at one building, and AI models that stop performing.
Industry Trends
The Two-Speed Market: How to Grow When Property Rates Fall and Casualty Rates Climb
In the same quarter, US property rates fell 13% and US casualty rates rose 7%. Calling that a soft market is costing people money. Here is what each half is doing.
Insurtech
Insurtech Companies Tracker
A living tracker of the most innovative insurtech companies, plus 2025 statistics on funding, AI adoption, and embedded distribution.
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