Best Low Code Platforms For The Insurance Industry in 2025

With customer expectations racing ahead and margins squeezed from every side, insurers can’t afford year-long development cycles to deploy new products.

Let’s take a closer look at the middle ground between extensive, traditional custom software development and ready-made solutions: insurance low-code tools that allow you to deploy your ideas in weeks instead of months, thereby supercharging your insurance business.

Why Insurance Low Code Matters: Accelerating Insurance Innovation

The insurance industry has always been cautious, but today it faces big changes.

Customers now expect faster, more personalized services, and competition from innovative startups is increasing. Insurers need to adapt quickly and find new ways to deliver products and services more efficiently.

The problem is that custom software development is a notoriously expensive process that takes weeks or even months of extensive coding and testing.

When dealing with slim-thin margins like most insurers do, there’s often just not much budget to work with for innovation.

But there’s an alternative, more cost conscious approach – using low code insurance platform.

By adopting low code platforms, actuaries and product owners can assemble rating algorithms, underwriting rules, and omnichannel journeys through drag-and-drop elements and pre-built API connectors, turning once-painful release cycles into weekend sprints.

Because the best digital solutions are built on open standards, insurers aren’t handcuffed to a single vendor’s roadmap: components can be swapped for emerging AI models, third-party data sources, or even a green-field core without rewriting the entire stack.

Top 5 Insurance Low Code Platforms in 2025

Openkoda

Openkoda is an innovative low-code development platform knowns for its robust capabilities in rapidly building insurance applications.

Headquartered in Wrocław, Poland, the Openkoda team additionally provides custom insurance application development services, ensuring tailored solutions for unique business needs, at a fraction of the cost of building a system using traditional processes.

Openkoda significantly speeds up software development while minimizing vendor lock-in thanks to its tech stack being based on open and popular technologies like Java.

It offers templates for various applications, such as Claim Management, Policy Management, underwriting dashboard, which can be customized to meet specific business needs and enable faster digital transformation of insurers relying still on outdated legacy software.

Openkoda also offers an open-source version, allowing companies to deploy the platform on-premises if needed.

Check out this extended demo to see the full capabilities of this platform:

Key features specifically beneficial for insurance

• Insurance ready data model and application templates,
• Easily extendable with custom modules and adaptable to different business domains,
• Role-based access control (RBAC), secure API management, and support for encrypted secrets,
• Embedded insurance capabilities with embeddable web forms,
• REST API support, webhook handling, and third-party system integrations,
• Full-text search and advanced filtering capabilities across entities,
• Support for data entry and export,
• Automated document generation,
• Customizable claim management systems,
• AI-powered decision support and Reporting AI.

Unique selling points

• High customizability without vendor lock-in,
• Standard programming language support,
• Significant reduction in development time.

For who

• Insurance enterprises
• Insurtech startups
• Companies struggling with legacy insurance software
• Companies seeking highly customizable insurance solutions

Mendix

Mendix is a low-code platform known for improving the efficiency of insurance software development processes in insurance sector.

Its strength lies in its ability to smoothly integrate with existing legacy insurance systems.

Mendix simplifies the complexities of insurance processes, allowing business users
to accelerate underwriting and policy management tasks for improved internal processes as well as enchanced customer satisfaction.

Key features specifically beneficial for insurance

• Accelerated underwriting processes
• Integration with legacy insurance systems
• Advanced analytics for risk assessment and fraud detection
• Scalability through cloud-native architecture

Unique selling points

• Strong community support and reusable components
• Ease of integration with existing systems

For who

• Mid to large-sized insurance firms
• Companies with complex legacy system integration needs

OutSystems

OutSystems is a highly user-friendly low-code platform headquartered in Boston, Massachusetts.

It excels at providing intuitive interfaces and tools that enable even non-technical users to build robust applications easily.

With a strong focus on user experience, OutSystems is ideal for insurance companies looking to quickly scale their solutions without sacrificing quality or usability.

Key features specifically beneficial for insurance

• Enhanced user experience through pre-built templates
• Automation of policy administration and claims processing
• Seamless mobile application development
• Integration capabilities via APIs and connectors

Unique selling points

• Extensive pre-built templates and workflows
• Rapid scalability and ease of use

For who

• Fast-growing insurance companies
• Companies emphasizing user experience

Appian

Appian offers a robust low-code platform specializing in workflow automation and real-time data analytics.

It is especially suited for complex insurance operations requiring precision, speed, and reliable data insights.

Appian streamlines operations of insurance business, reduces manual work, and enables faster decision-making.

Key features specifically beneficial for insurance

• Robust workflow automation with drag and drop interface
• Real-time data analytics and predictive modeling
• Compliance and audit-ready capabilities
• Secure, role-based data management

Unique selling points

• High performance in workflow automation
• Strong analytical capabilities
• Enterprise-level security and compliance

For who

• Large insurers handling complex processes
• Insurance companies prioritizing operational efficiency

Pega

Pega is a versatile low-code platform highly valued by insurers aiming for exceptional customer relationship management and intelligent automation.

Its platform provides advanced tools for automating customer interactions and improving overall client experience.

Pega is well-suited for companies wanting comprehensive, intelligent automation solutions for enhancing business processes.

Key features specifically beneficial for insurance

• Strong capabilities in customer relationship management
• Integration of intelligent automation
• Predictive analytics and decision-making tools

Unique selling points

• Advanced CRM and customer interaction tools
• Comprehensive intelligent automation features

For who

• Insurers focused on customer experience
• Companies needing robust automation and integration

[Read also: How Technology Powers Specialty Insurance Products]

Insurance Low Code Platforms: How To Choose the Right One

If you want to quickly develop innovative insurance products, improve operational efficiency or just move away from your outdated tech stack, a low code platform might be the optimal path for your business.

Don’t let competitors set the pace while you wrestle with code debt; start launching insurance products of tomorrow, on an open foundation that keeps your architecture, and your strategic options, firmly under your control.