Open-Source Unlimited Users Unlimited Features GenAI No Vendor Lock-In Deliver New Applications 60% Faster Easily Integrate & Extend & Customize


Technology That Drives Insurance Innovation

Openkoda is a powerful insurtech platform for insurance companies and insurtech startups looking to build and scale modern insurance applications – without vendor lock-in. With pre-built templates and a fully customizable foundation, Openkoda reduces development time, allowing you to focus on what truly matters: innovation, optimization, and business growth.

Build Any Insurance Application

AI-Driven & Personalized Insurance

Deliver dynamic policies and AI-powered claims processing.

Automated Underwriting

Speed up risk assessment and approvals with intelligent automation.

Dynamic Product Configurator

Launch new insurance products faster with configurable rules, pricing, coverage options, and premium calculations.

Reinsurance & Bancassurance

Expand your offerings with integrated solutions for partners and institutions.

Embedded Insurance

Seamlessly integrate insurance into third-party platforms, boosting reach and engagement.

Payment Integration

Enable online payments and premium collections.

Usage-Based Insurance

Enable flexible, pay-as-you-go models that adapt to customer behavior.

Fraud Detection & Risk Assessment

Leverage AI to detect fraud and enhance risk evaluation.

Niche Insurance

Develop tailor-made solutions for unique market demands.

Have a Game-Changer Idea? Build It with Openkoda

Openkoda is designed for innovation, so you can create any insurance application – beyond the examples listed above.

Whether you’re modernizing traditional models, creating a new digital experience, or launching a completely unique product, our insurtech platform gives you the flexibility and tools to make it happen.

  • Insurance Innovations – Build new insurance applications with a platform designed for innovation.
  • Fast Prototyping – Quickly create, test, and refine your concept before full-scale development.
  • Scale Seamlessly – Expand and adapt your application to meet the changing needs of the dynamic insurance market.

Consult your idea with us and turn it into reality in no time.

Build new insurance products

How to Build an Insurance Product with Openkoda

Building insurance applications with Openkoda is faster and more efficient, thanks to its pre-built, insurance-specific application templates that streamline development, reduce costs, and accelerate time to market.

The templates work as a flexible, customizable application foundation that covers essential insurance functions. This allows businesses to launch their insurance solutions faster while tailoring them to specific needs without limits.

Check out all the out-of-the-box features.

The diagram illustrates our accelerated insurance application development process.

Why Build Insurance Applications with Openkoda?

Faster Time to Market

Launch insurance products in weeks, not months.

Fully Customizable & Scalable

Tailor applications to your business needs with ease.

Seamless Integration

Connect effortlessly with insurtech solutions and data providers.

AI-Driven Solutions

Automate underwriting, detect fraud, and deliver personalized policies.

Enhanced Customer Experience

Offer tech-driven, user-friendly insurance solutions.

Cost-Efficient Development

Reduce time and resources spent on building applications.

Full Control & Data Ownership

Maintain security and compliance with a future-proof solution.

Expand Distribution Channels

Enter new markets and unlock new sales opportunities effortlessly.