Prebuilt
Fully functional from day one within the Openkoda platform.
Underwriter Dashboard
Automate Your Underwriting Process
Accelerate underwriting decisions with a customizable dashboard that unifies data, automates workflows, and streamlines every step in one place.
Open-Source Unlimited Users Unlimited Features GenAI No Vendor Lock-In Deliver New Applications 60% Faster Easily Integrate & Extend & Customize
Customizable
Every tab, field, rule, and workflow can be modified.
Flexible
Adaptable to personal, commercial, and specialty lines.
Everything Underwriters Need In One Place
Manage Quotes End-to-End
Track quotes through their entire lifecycle with powerful filters and instant access to full details. No more jumping between systems.
See Everything in One Place
View broker contact info, client data, insured item details, and claims history. Get a complete underwriting view at a glance.
Run Custom Risk Assessments
Easily apply and test your own risk scoring models, pricing logic, and calculations directly in the dashboard.
Automate Document Workflows
Review uploaded files and trigger document requests directly from the dashboard. Eliminate manual follow-ups and inbox clutter.
Adjust Pricing with Built-in Controls
Apply discounts, surcharges, and factors. Rules ensure compliance with your underwriting policies.
Finalize with One Click
Approve or reject quotes directly from the dashboard, with audit trails, notes, and optional broker/client notifications.
Insurance Underwriting Solutions - Your Workflow, Your Rules
Openkoda’s underwriting solutions are 100% configurable. Every field, formula and tab is up to you.
Whether you underwrite commercial fleets or specialty lines, you can tailor the dashboard to match your products, team roles, and approval workflows.
The Underwriter Dashboard gives you the power of an automated insurance underwriting system, but with none of the limitations of off-the-shelf tools.
Whether your workflow is simple or complex, Openkoda lets you:
- Add or remove tabs, fields, and logic
- Define pricing and risk calculations
- Personalize the system’s look&feel
- Control the user access – who sees what — adjuster, underwriter, or reviewer
- Connect with external systems and data sources
- Fast adjustment, no more stacking in backlog
- Launch fast and iterate freely
Why Insurers Choose Openkoda’s Underwriting System
- Automate and personalize underwriting process
- Cut time spent reviewing quotes by 50%
- Ensure compliance with internal rules
- Reduce back-and-forth with brokers
- Improve team collaboration
- Build dashboards tailored to roles (underwriter, adjuster, manager)
Designed for Underwriters Who Seeks Efficiency
This dashboard is ideal for insurers who want:
- To accelerate quote decisions and reduce manual tasks
- Full control over underwriting rules and pricing logic
- A scalable solution for multiple teams or product types
- The flexibility to adapt workflows without waiting on IT or vendors
Powered by Openkoda — The Insurtech Platform with No Limits
Openkoda is the insurtech platform behind this dashboard that enables you to launch insurance applications faster. It delivers enterprise-grade insurance software templates that come with essential features built-in: from role-based access to reporting and dashboards. You get a powerful foundation for rapid development, full access to the codebase, and the freedom to extend and tailor every part of the solution to meet your business needs.
Need a broker portal? A policy admin tool? Claims intake for specialty lines? You can build all of it faster and control how it evolves.
The Underwriter Dashboard is just one example of what’s possible. It’s live, proven, and ready to use with zero technical blockers to full customization.
How Openkoda Automated Underwriting System Works
Access your personalized underwriter dashboard instantly.
See all incoming quote requests organized by status — stay focused on what needs attention.
Review all details in one place: client info, insured item, policy terms, documents, and more.
Modify coverage limits, apply custom risk logic, and send document requests with one click.
Apply surcharges or discounts, validate pricing rules, and approve or reject the quote directly from the dashboard.
Every update is logged — ensuring full transparency, compliance, and team accountability.
FAQ
An underwriting system is specialized software designed to streamline and manage the underwriting process by evaluating risk, processing applications, and supporting underwriters with data-driven decisions. These systems are used in industries like insurance, health insurance, and lending, helping companies assess borrowers’ information, enforce internal policies, and ensure compliance while offering consistent and accurate decisions.
Underwriting automation delivers significant cost savings, increases efficiency, and improves customer satisfaction. By replacing manual processes with automated underwriting solutions, companies in the insurance and lending industry can reduce processing time, enhance the accuracy of risk assessments, and leverage advanced analytics and machine learning to make smarter decisions. Automation also allows underwriters to focus on complex cases while an automated system handles high-volume, repetitive tasks — leading to better customer experience and faster delivery of insurance policies.
An automated underwriting system (AUS) is a software platform that evaluates insurance policies and other financial forms using predefined rules, machine learning, and advanced analytics. This automated system quickly processes relevant data, performs credit risk assessments, and determines eligibility based on a complete view of the applicant. AUS tools are widely used by lenders, life insurers, and health insurance providers to accelerate decisions, reduce expenses, and improve accuracy across the underwriting process.
The key difference between manual and automated underwriting lies in speed, scalability, and reliance on technology. Manual underwriting involves human underwriters reviewing applications, assessing risk, and making decisions based on documents and expertise – a time-consuming process prone to inconsistencies. In contrast, automated underwriting uses software to instantly analyze borrower’s information, apply internal policies, and determine outcomes in real time. While manual methods offer nuanced judgment, automated underwriting systems deliver faster processing, greater efficiency, and scalable solutions ideal for the digital age.